The cost of dental care should never be the reason you put off treatment. Whether you need a routine cleaning or a more involved restorative procedure, we offer several financing and payment options designed to work with your budget so you can focus on your health rather than the bill.
At All Smiles Dentistry, we want every patient in Lake Stevens to have access to the care they deserve. That’s why we’ve partnered with flexible third-party financing providers and offer additional payment solutions that give you real options, not just a single take-it-or-leave-it approach. We offer the following ways to manage the cost of your care:
Our front desk team is always happy to walk you through your options and help you find the right fit.
Before applying for financing, it’s worth knowing what your insurance plan will and won’t cover. Even partial coverage can significantly reduce the amount you need to finance. Our front desk team can help you review your benefits ahead of your appointment so you have a clear picture of your out-of-pocket costs before committing to a payment plan.
We believe patients should never be surprised by a bill. Before any treatment begins, we walk you through the expected costs so you can plan accordingly. Having that number in hand makes it easier to compare financing options and choose a plan with a monthly payment that fits comfortably within your budget.
Both Cherry and CareCredit allow you to apply online before you ever set foot in the office. Getting pre-approved means you can focus on your care during your visit rather than paperwork. The application process for both is quick, and knowing your approval amount ahead of time gives you one less thing to think about on the day of your appointment.
The right financing plan does more than cover the cost of treatment, it gives you the flexibility to prioritize your oral health without financial stress holding you back. A few simple habits can help you get the most value out of whichever option you choose.
Both Cherry and CareCredit allow you to apply online before your appointment, so you can walk in already knowing your approval amount and available terms.
Financing works best when it covers what insurance doesn’t. Knowing your out-of-pocket costs ahead of time helps you borrow only what you actually need.
Most plans cover preventive care at the highest rate, basic restorative care at a lower rate, and major work at the lowest rate. Knowing which tier your treatment falls under helps you plan ahead.
Promotional financing periods and monthly payment amounts vary between plans. Understanding the terms before you commit helps you avoid surprises down the road.
This depends on the financing partner and the type of credit check they run. Cherry uses a soft credit check for pre-qualification, which does not impact your credit score. A hard inquiry may occur if you proceed with a full application. CareCredit typically requires a hard credit pull as part of its application process. If you have questions about how a specific plan handles credit checks, we recommend reviewing the terms directly with the financing provider before applying.
In most cases, yes. Financing through Cherry and CareCredit can be applied toward a wide range of dental treatments, from restorative procedures to more comprehensive care. If you have a specific treatment plan in mind, our front desk team can help you understand which financing options are available and how to apply them to your estimated costs.
If your financing approval doesn’t cover the full amount, you have a few options. You can combine financing with your insurance benefits to close the gap, ask about an in-house payment plan for the remaining balance, or discuss with our team whether treatment can be approached in phases to make costs more manageable over time. We work with patients to find solutions that keep care moving forward.
Our team always listens to your concerns and gets to know you before customizing your experience to your needs. We want to ensure your comfort while bringing you the best treatments modern family dentistry has to offer.
Feel relaxed at your Lake Stevens dentist as our team takes great care of you. If you’re feeling nervous, our nitrous oxide or conscious sedation options can put you at ease. We’re in good hands here. Feel relaxed at your Lake Stevens dentist
Each time you visit, expect the same level of high-quality care with modern technology and your own dedicated provider. Discover more effective and gentle dentistry with digital imaging, lasers, same-day crowns, and more.
